Every loan you've given, in one ledger
Rovii is the loan ledger for money lenders and small finance businesses. Record each loan, let Rovii work out the interest and EMIs, and see who owes what and when. On Android, in Hindi, English and regional languages. Free trial, then ₹99 a month.
- Android app
- Hindi, English and regional languages
- Free trial, then ₹99 a month
- Rovii never lends or handles payments
What's in the ledger
One record for every loan you've made, from the first entry to the final repayment, so your time goes to customers instead of notebooks.
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09:00
Repayment tracking
Reminders before each due date, one-tap repayment logging and overdue alerts, so you always know who owes what and when.
Who owes today
- Amit Singh 2 days late ₹8,500
- Neha Patel Due today ₹12,000
- Sunil Verma 5 Nov ₹6,800
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10:00
Digital loan ledger
Record every loan you've given in seconds: borrower details, principal, interest rate and repayment schedule, organised and searchable. No paperwork, no spreadsheets.
How each EMI splits into interest and principal Month EMI Interest Principal Balance 1 ₹4,584 ₹750 ₹3,834 ₹46,166 2 ₹4,584 ₹692 ₹3,892 ₹42,274 3 ₹4,584 ₹634 ₹3,950 ₹38,324 - Total interest ₹5,008
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11:30
Receipts you can share
Generate a PDF receipt and share it in one tap.
Log repayment
Neha Patel Due today Paid ₹12,000Rovii
Payment receipt
- Received fromNeha Patel
- Date31 Oct 2026
- ModeCash
- Amount received₹12,000
Sample receipt · PDF
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14:00
Customer records
Borrower profiles, loan history and repayment behaviour, everything you need to remember about each customer, on one screen.
Insurance referral
Optionally refer customers to insurance from our licensed partner, Finhaat. The purchase happens on Finhaat's own website, and Rovii stores the policy record in your ledger.
Ravi Kumar
- Loan given · 5 Jul₹50,000
- Repaid · 3 of 12 EMIs₹13,752
- Principal left₹38,324
- 5 AugPaid on time
- 5 SepPaid on time
- 5 OctPaid on time
- 5 NovUpcoming
Sample record
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18:00
Reports
Outstanding amounts, repayment progress and overdue totals for your whole book, updated as you log payments.
End of day · 31 Oct
- Collected today₹12,000
- Overdue₹8,500
- Due this week₹11,384
- Outstanding₹1,30,300
From first entry to last repayment
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Add a loan
Record a new customer and the loan you've given them: principal, interest rate and start date. It takes seconds, with no paperwork to file.
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Set the schedule
Rovii calculates interest, EMIs and a full amortization schedule, so you and your borrower both know what's due and when.
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Track and remind
Log repayments as they come in, send due-date reminders, share receipts and see every rupee outstanding at a glance.
Built for lenders who work from their phone
Rovii is made for money lenders, financiers and their staff who manage their own loans and want the ledger in their pocket, not in a desktop spreadsheet.
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Money lenders
Keep every loan you've given in one organised ledger
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Financiers and staff
Track principal, interest and repayments together
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Small finance businesses
Manage borrower records and dues without spreadsheets
- Secure sign-in and backup
- OTP sign-in with your mobile number and secure backup in India
- Made for Android
- Designed for one-handed use on your phone
Common questions
No. Rovii is a record-keeping and calculation tool — a digital loan ledger. It does not lend, disburse funds, facilitate loans, connect borrowers with lenders, or process any payment. You use it to organise records of loans you have made yourself.
Only what is needed to run the app: Internet, network state, and notifications. Rovii does not access your contacts, call logs, location, SMS, photos, files, camera, or microphone, and it never collects Aadhaar, PAN, bank statements, or performs KYC.
Rovii starts with a free trial. After the trial it costs ₹99 a month.
Solo lenders are live in minutes — sign in with your mobile number and start recording loans right away. For teams, everyone can be added and onboarded within a day.
Rovii offers an optional referral to insurance distributed by our licensed partner, Finhaat Insurance Broking (IRDAI Licence No. 820). You are handed off to Finhaat's secure website to complete any purchase — Rovii does not sell or process insurance, it simply stores the resulting policy record for you.
Use the "Delete your account or data" link in the footer. You verify your phone number, then choose to delete only your data or your whole account. Deletion happens immediately and cannot be undone.
Close the notebook, open the ledger
Sign in with your mobile number and record your first loan in minutes. Start with a free trial, then it's ₹99 a month. Rovii works in Hindi, English and regional languages.